LAYAWAY PROGRAM We offer a special Layaway Program to our website customers. Our program is unique because it lets you purchase items that your budget may not be able to handle all at once. Here’s how it works: While checking out after shopping, you must choose Layaway as the order type. The deposit that you must make at the time of the order is a minimum of 10 percent. You may then take up to 9 additional months to pay off your layaway. The minimum monthly payment is 10 percent of the original order total. A minimum payment is due every month in order to avoid a 1.5 percent finance charge on the unpaid balance. All payments are due on the 15th of the month, but you may of course pay your layaway off at any time and have it shipped. Yes, we offer a free auto charge service. You can have a credit or debit card on file with us and have it auto charged any amount you choose. This is offered to save you money in case you forget to make your payment. A 1.5 percent finance charge will be added to all layaways if a minimum payment is not received by the due date. If you are no longer able to make your minimum payment, please let us know and we will help you work something out. You may pay your layaway out at any time you choose. WHEN YOUR LAYAWAY IS PAID IN FULL WE WILL SHIP IT TO YOU IMMEDIATELY. There is no limit to the number of layaways you can have at one time. Please be aware, however, that a layaway CANNOT be changed after you have started making payments. We cannot add or subtract items from an existing layaway. WE DO NOT GIVE REFUNDS OR TRANSFER PAYMENTS FOR LAYAWAYS THAT YOU STOP PAYING ON, SO PLEASE DO NOT ASK. If you have any questions, please feel free to ask.